Tuesday, August 02, 2016

Finally Coming Home: What a principal broker can do for you

There are milestones we all encounter as we journey through life — deciding upon a career we wish to pursue, choosing a mate, finding the place where we want to live and buying or renting a home there.
My name is Stephanie Samuelsohn and for nearly two decades, I have served as the principal broker at VantagePoint Realty, located at 605 Route 295 in Old Chatham.
Beginning next month, I will be penning a column — scheduled to appear on the last Thursday of the month in the Chatham Courier and the Register-Star — that will provide practical suggestions, expert advice and time and money saving tips to help with one of life’s greatest challenges — buying, selling or renting a home.
Dedicated to serving our customers who wish to find property in Columbia County and the Berkshires, VantagePoint Realty offers an array of services for residential, commercial, agricultural and rental clients. We market and list homes, represent buyers (buyer’s broker), provide information on comparable homes in the area and provide referrals to the best mortgage brokers, inspectors, appraisers and builders.
As an active member of the Columbia Greene Board of Realtors and a fully licensed real estate agent in New York and Massachusetts, I interact with dozens of real estate professionals on a daily basis gleaning current information ranging from properties that may be coming up for sale and not yet listed, to new home developments in the works, to national trends that may impact real estate locally.
It’s well-known that the real estate market can be viewed as a barometer for the overall state of the economy nationally — and differs from region to region. But customers all over the country are essentially the same: People struggling to find a home where they want in the price range they can afford.
In most cases the reason for their frustration is they have tried to do it on their own without the assistance of a professional real estate agent.
Most of us would never tackle projects such as installing a new roof, repairing a furnace or replacing rusty pipes for the kitchen sink. We would contact a reputable roofer, heating technician or plumber to do the job.
It’s the same if you are looking to buy, sell or rent property. Make the decision to enlist the expertise of a licensed real estate agent who can guide you through the process.
For example, the savvy real estate agent will recommend getting pre-approved or pre-qualified by a mortgage lender. This can boost your purchasing power when seeking a home.
Alternatively, when selling a home, even modest improvements can spur a buyer’s interest. Older homes, for example, may have small rooms that gives the impression of being closed in. By simply removing a wall or installing a large picture window, a new focal point and a relationship with the surrounding environs could produce big dividends for the seller.
Home sellers should be aware that many buyers would include contingencies in their offers, which often includes financing and the sale of their own homes. To avoid such maneuvers, sellers can take steps to protect their interests.
The seasoned real estate agent will advise that before accepting a financing contingency. Ask to see the buyer’s pre-approval letter from a well-established lender.
Likewise, it’s prudent to obtain financial disclosure information that outlines the buyer’s employment, income, assets and liabilities. Receipt of a meaningful, earnest, money deposit provides proof positive to underscore the buyer’s intentions.
Additionally, in the case of a home sale contingency — by countering with a proviso, should another more attractive offer be submitted — the seller will give the buyer 24 hours notice to remove the contingency or lose the house and get the deposit back.
To ensure your home is being publicized effectively, it’s the agent’s responsibility to “get the word out” in the realty publications and newspapers, conduct open houses, list the property on the Multiple Listing Service (MLS) and spread information via social media outlets such as Facebook, LinkedIn, Twitter and Pinterest.
Whether buying or selling make sure your real estate agent conducts a detailed market analysis, which compares the seller’s home to similar ones in the area that have sold recently. This comparison forms the basis of a listing price that both appeals to prospective buyers and ensures sellers of a proper return on their investment.
Stephanie Samuelsohn, principal broker at VantagePoint Realty, can be reached at 518-392-8482 or stephanie@columbiacountyhomes.com.


Friday, June 03, 2016

Welcome To Shaker Ponds!

In the heart of Old Chatham, this is truly a Hunt Country retreat! First floor Master, just walk out to pool. 

7 total Bedrooms, and a Kitchen built for a gourmet chef. 4 Fireplaces, a screened porch and a Studio. 

Catskill Mountain views, Old Chatham Sheepherding Company sheep graze just across the road. 

Saturday, May 14, 2016

Prequalify or Pre-approve a Home Purchase

You can boost your purchasing power when seeking a home by making sure you are prequalified or pre-approved by a mortgage lender. VantagePoint Realty helps buyers pre-qualify for mortgages every day. 

Our office is conveniently located, where personalized, fuIl-service is not only the expectation - it's our guarantee! Whether you're looking for a vacation or second home, or primary residence in Berkshire or Columbia counties, or the Capital Region, contact us. 

We are fully licensed in Massachusetts and New York, and have the skills, dedication and expertise to help you. For further information on all of the services available to you, contact us today.

Visit our Website: Visit Our Website

E-mail at info@ColumbiaCountyHomes.com
Call - 518-392-8484

Saturday, April 23, 2016

I Want to Hold Your Hand for Your Next Real Estate Transaction

"I Want to Hold Your Hand"

It's a Beatles song, and it's what an effective Realtor does for a Buyer.  It's called Buyer Agency.  Under this system the Real Estate Broker represents and works for the Buyer in the purchasing of a house - as the agent for the Buyer and has a duty to represent the Buyer's best interests, including:

*         Negotiating the right price for the buyer
*           Structure the transaction to the Buyer's advantage

Here are three of the most important ways Buyer Agency works for you:

*         Meaningful Savings Are Possible.  We will help you negotiate to 
          obtain the right price, terms, and conditions.

*          You are Represented.  As the Buyer Agent, we will do a 
          comprehensive market analysis on the property you select. 
          This will help you establish    fair market value before an 
          offer to purchase is made.

*          You are Exposed to a Larger Market.  In addition to MLS listed
          properties, our Buyer Agency System allows us to show us a
          wider variety of available homes, including unlisted properties -
          for sale by owners, foreclosure sale, and homes not yet on the 
          market.  In other words, you will have access to the TOTAL

VantagePoint Realty has years of experience

representing Buyers successfully.

Visit us on Facebook
Visit our Website:  http://www.ColumbiaCountyHomes.com

Thursday, February 11, 2016

Raise in Interest Rates

Friends and clients,

I write you today about the recent Federal decision to raise interest rates.  Although it’s only a 0.25% rate hike, if you are thinking of selling your home, this affects you now…

Your home will sell for its maximum price in 2016.  The upcoming spring selling season is going to be hot.  Not many homes are for sale in our area and inventory is very tight.  Home buyers will also make motivated offers to get ahead of inevitable future interest rate hikes. 

All this generates more demand for your home now. 

As you know, home prices in many neighborhoods went up considerably in 2015 and there’s a strong chance your home is one of them.
I recommend you check the current market value of your home.

I pay to get access to all the local MLS data and you can get it for free by contacting us at VantagePoint Realty  518-392-8484.

Looking forward to hearing from you. 

Visit us at:   ColumbiaCountyHomes

Tuesday, September 08, 2015

Tips to Add Value to Your Home

1) Clean, Organize, and Neutralize Your Space: Unclutter your house to make it look bigger and cleaner.  Buyers need to be able to envision their own belongings in the home, so avoid using bright colors and too many personal effects.

2) Keep your lawn green: Get your lawn in shape. A patchy lawn takes away from the home's overall appearance. Your local hardware store has supplies to re-seed those unhealthy areas.

3) Add insulation to save energy: The most inexpensive way to increase your home's energy is to add insulation which can reduce heating and cooling costs by more than 25%.

4) Update Kitchen Appliances: The kitchen is often the room that buyers gravitate towards first, and an updated kitchen can help sell your home. You don't have to remodel your kitchen to give it a new look. Updating your appliances to the current standard and replacing cabinet doors and hardware can make a big impact at a relatively low cost.

5) Update those bathroom fixtures: A little change can go a long way when it comes to the look of your bathroom. Updating simple fixtures such as your sink and faucet can give any outdated bathroom style. And, according to Bankrate.com, minor bathroom remodels typically return over 100% of the initial investment.

6) Build a fence: If you're trying to sell a house, the appearance of a fence adds value to the home overall. Buyers with children or pets will appreciate the privacy and security of an enclosed backyard.

7) Repair the gutter: Ensuring that your gutter is clean is crucial in protecting your home against water damage.

8) Light up the outside: An easy and inexpensive way to increase your home's outdoor space is to add lighting. It makes it more appealing and safer.

9) Store and organize: Ample storage space is a plus, especially when it comes to garages and closets.  Efficient closet structures can help keep your clothes organized  and can save space.

10) Polish off the basement: Rather than adding an additional room, it is more cost-efficient to remodel your basement. This adds value and usable space.

Visit us at:  ColumbiaCountyHomes

Tuesday, August 18, 2015

Call Us ....We Should Talk

The value of any Real Estate Firm is its ability to provide seamless access to the best information, quickly and accurately.  Here at VantagePoint Realty, we specialize in this ability; we have the tools, including award winning web sites, updated and cross-linked to countless search engines, allowing us to be head & shoulders above the competition.  Call us; see why now, more than ever, it's so important to follow success!

Call Us VantagePoint Realty  518-392-8484


e-mail: info@ColumbiaCountyHomes.com

Visit our Website:  www.ColumbiaCountyHomes.com