Saturday, January 10, 2009

Seeking Approval


Even before banks and other financial institutions became more restrictive in their lending practices, it was a good idea for buyers to get pre-approved for a loan; now, it is imperative. In this respect, an experienced real estate agent may be as helpful in securing financing as in helping to find a desirable property. One thing is for sure -- without the money to purchase a home, there will be no sale. With this in mind, buyers will want to get all the necessary paperwork done prior to making an offer on a home. They will also want to check their credit scores and have a clear picture of all the costs associated with owning the home of their dreams.
You can boost your purchasing power when looking to buy a home by making sure you are prequalified or pre-approved by a mortgage lender. I help buyers pre-quality for mortgages every day. My office is conveniently located, where full-service is not only the expectation -- it's my guarantee! I am dedicated to provide personalized service: whether you're looking for a vacation home in the Berkshires, or a primary residence anywhere throughout Columbia County, Berkshire County or the Capital Region.
For further information on all of the services available to you, contact the office or visit my website today.
Hint: In this era of high energy costs, sellers should be aware that buyers want to most energy-efficient homes they can afford.
Call me at 518-382-8484