Is Now the Right Time for Your New Home

What is the first step?

The best way to start is to work with a professional - someone who can guide you and can be your champion - A Century21 VantagePoint Realtor. Our realtors can help you understand the opportunities in our local real estate market as you take that first step.

I can help whether you're buyer or selling a home.

When Buying a Home....

There are a few general rules of thumb that our Century21 Agents can guide you through. Eliminating your fear, uncertainty and doubt is clearly one of our primary goals.

• Search for a Century21 Sales Professional that you are comfortable with and who is knowledgeable of the area that you wish to buy in - like Stephanie Samuelsohn.
• Begin your home search process by eliminating what types of homes you do not want. Look at all styles and sizes of homes. Shopping online is a great way to help determine what your 'ideal" home is.
• Figure out how much home you can afford. Determine whether this purchase will be for a 'starter' or 'long-term' ? This will help us determine what type of mortgage is best suited for you needs.

Stephanie will provide you with the information you need to make an educated decision. And interest rates are low right now, indicating it is truly a great time to buy!!

Call Stephanie Samuelsohn at 518-392-8484
or e-mail her at: Stephanie@ColumbiaCountyHomes.com

Rensselaer County Stephentown New York Real Estate

Home for Sale in Rensselaer County

This Mint condition 1800's farmhouse sits gracefully on a quiet back road. Wood paneling and exposed beams, very wide pine floors, and an open floorplan. Also, a Master BR on the first floor. Besides the amazing seclusion, you have over 33 acres that includes barns, fenced pastures, a pond & care-taker's cottage. Totally beautiful and move-in condition.

Is Timing Everything?

In today's market, potential buyers may be holding out until the market hits bottom. However, as any stock market professional knows, trying to buy a security as it drops is like catching a falling knife. The same is true of real estate. Instead of trying to get the absolutely lowest price that you hope might come to pass, focus on the present buying opportunity that you now have. With interest rates at low levels, housing inventories up, and home prices generally more affordable than they were two years ago, the present looks quite good. Take advantage of this historic moment to find the house of your dreams, and make it yours. You might not get the chance if you wait.

Owning property is one of the most exciting investments one can make, and it should be a fun and rewarding experience. At my office you will find everything you'll need to buy or sell a home. My office is conveniently located, where it is my goal to provide you with superior service at all times, so please tell me more about you! If you have questions, or would like to make an appointment, you can call or e-mail me. I am dedicated to home, community and business in Columbia County.

518 - 392 - 8484 or Stephanie.Samuelsohn@Century21.com

Stephanie W. Samuelsohn

Principal Broker

Tune Out All the Negative Voices

Tune out all the negative voices today! Refuse to take part in the recession. Turn to the only sure-fire investment - Real Estate. Interest rates will never be lower. If you have a job, we can get you a mortgage!

You will have a wonderful home at a reasonable price with less stress.

If you are a first-time homebuyer(which only means that you haven't owned a home in the last 3 years) you have available an $8,000 tax credit.

The catch? You must close on the house in 2009.

Hurry up! Don't wait! Now is the moment. We are here to help you.

Call Stephanie W. Samuelsohn, Principal Broker

Century21 VantagePoint Realty, 518-392-8484

Visit our website: http://www.columbiacountyhomes.com/

This Is New Territory

Let me tell you my own personal actions during this difficult economic time we are experiencing. We are all frightened. This is new territory - and new opportunity.

If I were you - and I am - I would buy Real Estate immediately. Mortgages are available at great rates. Interest rates can only go up. The motivation of realistic sellers leads to realistic negotiations.

Our association with Century21 - the most recognized name in Real Estate - gives us unique worldwide capabilities, by letting us (and you) tap into the marketing know-how, power and professionalism of a firm with some 7,800 offices and 140,000 agents. We offer "one-stop shopping". We will walk you through the buying, selling and mortgage process - all at our office. We are here to help you make the decision that is right for you.

By the way - because I believe so strongly in what I am telling you - I have just personally bought more Real Estate. I put my money where my mouth is! Don't miss this opportunity.

Stephanie W. Samuelsohn
Principal Broker

Seeking Approval

Even before banks and other financial institutions became more restrictive in their lending practices, it was a good idea for buyers to get pre-approved for a loan; now, it is imperative. In this respect, an experienced real estate agent may be as helpful in securing financing as in helping to find a desirable property. One thing is for sure -- without the money to purchase a home, there will be no sale. With this in mind, buyers will want to get all the necessary paperwork done prior to making an offer on a home. They will also want to check their credit scores and have a clear picture of all the costs associated with owning the home of their dreams.

You can boost your purchasing power when looking to buy a home by making sure you are prequalified or pre-approved by a mortgage lender. I help buyers pre-quality for mortgages every day. My office is conveniently located, where full-service is not only the expectation -- it's my guarantee! I am dedicated to provide personalized service: whether you're looking for a vacation home in the Berkshires, or a primary residence anywhere throughout Columbia County, Berkshire County or the Capital Region.

For further information on all of the services available to you, contact the office or visit my website today.

Hint: In this era of high energy costs, sellers should be aware that buyers want to most energy-efficient homes they can afford.

Call me at 518-382-8484

or e-mail me at Stephanie.Samuelsohn@Century21.com

See our website at: http://www.columbiacountyhomes.com/