Seeking Approval

Even before banks and other financial institutions became more restrictive in their lending practices, it was a good idea for buyers to get pre-approved for a loan; now, it is imperative. In this respect, an experienced real estate agent may be as helpful in securing financing as in helping to find a desirable property. One thing is for sure -- without the money to purchase a home, there will be no sale. With this in mind, buyers will want to get all the necessary paperwork done prior to making an offer on a home. They will also want to check their credit scores and have a clear picture of all the costs associated with owning the home of their dreams.

You can boost your purchasing power when looking to buy a home by making sure you are prequalified or pre-approved by a mortgage lender. I help buyers pre-quality for mortgages every day. My office is conveniently located, where full-service is not only the expectation -- it's my guarantee! I am dedicated to provide personalized service: whether you're looking for a vacation home in the Berkshires, or a primary residence anywhere throughout Columbia County, Berkshire County or the Capital Region.

For further information on all of the services available to you, contact the office or visit my website today.

Hint: In this era of high energy costs, sellers should be aware that buyers want to most energy-efficient homes they can afford.

Call me at 518-382-8484

or e-mail me at Stephanie.Samuelsohn@Century21.com

See our website at: http://www.columbiacountyhomes.com/

Getting Personal

Not long ago, experts were predicting the Internet would render real estate agents obsolete. Well, that prediction was about as accurate as the four-day workweek. The fact is that the Internet, indeed, has made information more widely accessible to buyers and sellers alike. There are Web sites that provide lists of available properties, mortgage information, and community facts. Prospective buyers can even take virtual tours of properties in which they are interested.

All of these services save consumers and real estate professionals time and money. Nevertheless, all these services are linked to professionals who make the real connection with consumers. Buyers still need someone to take them to homes, just as sellers need someone to help them determine asking prices.

Hint: You can get health information online, and you can get real estate information on the Web. But you would not make an important medical diagnosis without the help of a doctor, as most people would not buy a home without using a real estate agent.

When selling or purchasing property, the assistance of an experienced real estate professional is a critical factor. As Principal Broker of Century21 VantagePoint Realty, I have extensive knowledge of the community and can assist you in determining what properties may best fit your needs. If you are selling, I can provide you with a free competitive market analysis of your property. If you are a buyer, let me show you a wide variety of homes. I have access to all of the properties listed through the Multiple Listing Service. I am an active member of the Columbia Greene Board of Realtors.

Call Stephanie at: 518-392-8484

or e-mail me at: Stephanie@ColumbiaCountyHomes.com

Visit our web site at: http://columbiacountyhomes.com/

See our Market Conditions Newsletter at: http://www.marketconditions.biz/