Would You Remove Your Own Appendix...

Would You Remove Your Own Appendix...much less overhaul your vehicle's engine? The fact is that, whether a Doctor or a Car Mechanic, most people turn to those with professional experience to get the results they want. In the case of selling a home, there is too much riding on the outcome to hope that a homeowner can do the job himself or herself. While potential FSBO's (homes 'for sale by owner') nearly uniformly focus on saving money, experienced Real Estate agents usually pay for themselves by getting higher prices more quickly. They do this by setting a realistic asking price, advertising the property thoroughly, networking more effectively, qualifying buyers better, and negotiating a better selling price, circumventing potential problems.


I am fully licensed in both NY & MA and bring with me the skills for service & dedication.


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HINT: From getting a property ready for market to negotiating with buyers, experienced real estate agents take the emotion out of the home-buying process and produce bottom-line results.

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The value of any Real Estate Firm is its ability to provide seamless access to the best information, quickly and accurately. Here at VantagePoint Realty, we specialize in this ability; we have the tools, including award winning web sites, updated and cross-linked to countless search engines, allowing us to be head & shoulders above the competition. Call us; see why now, more than ever, it's so important to follow success!

8 Issues You Must Address if You Plan to Retire in Place

Wanted to Share this Article that was shared by SRES and written 

byDave Hughes

U.S.News & World Report

February 23, 2017

It's fun to imagine the possibilities for exciting and exotic, yet affordable places you can live after you retire. But most people don't actually follow through with a move to a new place. According to an AARP study on aging in place, nearly 90 percent of people over 65 want to stay in their home for as long as possible, and 80 percent believe that their current residence is where they will always live.

Just as there are good reasons to move after you retire, there are several compelling reasons to stay right where you are. You may love your current home and have a strong emotional connection to it. Perhaps you want to remain close to your network of family, friends and support systems rather than start over with making new friends, learning a new area and finding new doctors and other service providers. If you are planning to start a business, you will need the network you have built up over many years. Sometimes moving is not financially feasible. Or perhaps it boils down to inertia and it's easiest just to stay put.

If you want to remain in your current home for the rest of your life, here are several considerations that will help you decide whether this is the best choice for you.

1. Does your current community have good infrastructure for supporting seniors? This includes good public transportation or perhaps the availability of city-sponsored transport vans, good health care and a strong senior center that provides activities as well as support services. You should also consider whether you live close enough to public transportation and if the places you visit regularly are on transportation routes.

2. Is your house adaptable to meet your needs as you grow older? A one-story floor plan, or at least a floor plan with a bedroom and all necessary facilities on the first floor, will make it easier if you should require a walker or wheelchair during your later years. You might need to make other adjustments, such as replacing door knobs with lever handles, adding ramps and retrofitting your bathroom with handrails. If you or your spouse should someday require a wheelchair, you should evaluate whether doorways are wide enough and if countertops, cabinets, closets and bathroom facilities will still be accessible.

3. Are your house and yard small enough to maintain as you get older? This concern can be managed if you have nearby family members who are willing to assist you or you can afford to hire people to help you with cleaning and maintenance. Keep in mind that family members may move.

4. Is your current house in good condition and energy efficient? Depending on your house's age and condition, you may incur costs to repair or replace an aging furnace, air conditioner, carpet, appliances or roof. Occasional home maintenance tasks such as repainting or removing dead plants may become things you can no longer do yourself.

5. Are most things you need available within a reasonable distance? Driving all over town and maneuvering on high-traffic freeways will become more challenging as you get older.

6. Are the amenities you wish to enjoy during retirement close by? While you worked, you were probably most concerned with living a reasonable distance from your workplace. After you retire, your work commute will be replaced by trips to play sports, take classes, hike and participate in other activities that you select to be part of your retirement lifestyle.

7. Will your neighborhood still be safe? As you get older, safety will become an increasing concern. While it is impossible to know what transformations your area of town may undergo in the coming years, you may be able to assess whether your surroundings are improving, holding steady or declining.

8. Does your area have good assisted living or nursing homes that you would want to live in? It may be decades before you need them, and a lot may change over the course of those years. When you reach the age where you will need to move into such a facility, your search will probably be limited to your current area. Try to determine whether your local facilities are pleasant and affordable and if there is a long waiting list for spaces.

10-tips-for-finding-a-great-place-to-retire

Questions please call me:  Stephanie W.  Samuelsohn at 518-392-8484

Check out our website:  Columbia County Homes

Your Hopes, Your Dreams, Our VantagePoint

Must-Have Home Features? It’s Your Call

Wanted to share this post from blog.rismedia.com - Hope it will be helpful.

Must-Have Home Features? 

It’s Your Call

Posted on Nov 30 2016 - 11:58am by Maria Patterson

An outdoor kitchen. Double sinks in the master bath. A wrap-around porch.  Solar panels. There are just so many things we want our new home to have.

However, when shopping for our dream home, it’s essential to steer the dream a little bit more toward reality. No home will have every single feature you desire, so before you set out on the search, sit down and think hard.

Also think long-term. While certain features may not matter to you, they may weigh heavily in determining your home’s resale value. According to a recent report by Kiplinger, there are seven features that will help sell a home faster: a laundry room; exterior lighting; energy efficient appliances and windows; a patio; hardwood floors; garage storage space; and an eat-in kitchen.

Related: The Future of Home Design: 4 Dominating Trends to Watch

For most of us, our must-haves are rooted in practicality – a classic case of needs vs. wants. Which would explain why some of the most unwanted features in a home, according to a National Association of Home Builders study, include a pet-washing station, an elevator and a wine cellar. Some important musts, therefore, often involve:

• The number of bedrooms and/or potential to turn a room into an additional bedroom – are you planning on children? Need space for an in-law to move in?
• The master bedroom – is it big enough for your king bed and does it include a master bath?
• The number and condition of other bathrooms
• The yard - how much space and privacy do you need to be happy?
• The kitchen – do you need a new kitchen with high-tech appliances or are you willing to update down the road?
• Closet space – is there adequate storage for your current belongings with room to expand?
• The school district – an obvious factor if you have or are planning to have children, but also important if you don’t as it will affect your home’s resale value
• Proximity to work – are you willing to commute or is a walkable community a high priority?
• New construction – are you looking for a maintenance-free environment or the charm of an older home with DIY options?

Of course, your musts are very unique to you and, therefore, may vary from the above. The key factor in determining a must-have from a nice-to-have is whether it is something that can be cost-effectively and efficiently accomplished down the road, such as crown molding or a fire pit. Musts should be those features that are difficult and costly, if not impossible, to handle on your own, such as a bigger garage or a new roof.

Remember that above all, your “dream” home will be the one that grabs you for some intangible reason or for a combination of unexpected features you never knew you wanted until you saw them. So try to keep your must-list to a minimum and your open mind to a maximum—and most of all, enjoy the process.