Monday, November 20, 2006

Counter Proposal


Many real estate deals are sealed in the kitchen. This does not mean that papers are passed at the kitchen table. It means that many prospective buyers love the kitchens in the houses they are viewing enough to agree to purchase the home. In short, kitchens sell homes. When renovating kitchens for the purpose of selling a home, even budget-conscious sellers should bear in mind that buyers love granite countertops. In fact, granite is hardly regarded as a luxury countertop material anymore. Builders include it as standard material in many mid-level developments or as an easily obtainable upgrade. When buyers renovate their kitchens with granite countertops, this natural stone speaks of quality and beauty in the minds of buyers.

HINT: Even the judicious use of a granite countertop on a kitchen island can go a long way toward selling a home.

If you are planning on remodeling or updating your kitchen, there are many magazines and websites dedicated solely to that endeavor. If you want something with extreme, dramatic flair, that look can be easily achieved by accessories. Should your taste change or should you decide to sell your home, your 'look' will not discourage potential buyers. An experienced real estate professional can assist you with making decisions regarding what to 'spruce up' and improve before putting your home on the market.

At VantagePoint Realty, I can confer with you regarding your options. Let my years of experience work for you.

Call me to arrange an appointment. My office is conveniently located. I look forward to working with you.

Call Stephanie at 518-392-8484

and visit us at our website at: www.ColumbiaCountyHomes.com

or e-mail me at: Stephanie@ColumbiaCountyHomes.com

See our Market Conditions Newsletter at: http://www.realtytimes.com/c/StephanieSamuelsohn

Friday, November 10, 2006

Looking For Approval


As homebuyers begin their search, they can help themselves by getting a pre-approval analysis from the bank/lending institution. This will help them estimate what size mortgage they can afford. When they are ready to make a purchase commitment, buyers can go on to the next step, which is pre-approval of their loan. This more formal process usually starts with agreement on a certain type of mortgage and the down payment amount. The bank will want verified information about the prospective borrower's employment and finances, and will also run a credit check. Once pre-approval is granted, buyers can impress upon sellers the fact that they are serious, can afford the purchase price, and have a commitment to a mortgage.

Hint: The equity Americans have in their homes represents roughly half the net worth of the average home-owning American family.

A real estate professional can assist you with obtaining a pre-approval from a lending institution. This document can increase your negotiating power when you make an offer. With that document in hand, you will know what price range you should realistically consider. Your agent can meet with you regarding your options and show you homes that you can afford and that will meet your needs. At VantagePoint Realty, I can confer with you regarding your options and show you homes that you can afford and that will meet your needs. Let my years of experience work for you!

Call Stephanie at 518-392-8484

And visit us at our website: www.ColumbiaCountyHomes.com

E-mail me at: Stephanie@ColumbiaCountyHomes.com